Close to everything with no HOA! This lovely 3-bedroom, 4-bathroom home is a special opportunity within the highly desirable Lakemont area. The property is within walking distance to Mehaffy Park, and just a short drive to The Loveland Downtown District and the Centera Shopping Center. Painless commute to Estes Park and Fort Collins. Exteriors include an elegant walkway to the front door and an inviting patio in the back. Amazing landscaping with a stunning garden. Step from the Welcome mat into an interior embrace that includes sand on site white oak #2 hardwoods throughout, an open floor plan, stylish lighting, and a wood burning fireplace in the family room. The expansive kitchen is gorgeous with natural light, fresh updates, premium Kitchen Aid appliances, attractive layout, and quartz counters. Serene primary bedroom that offers two large closets. The other two bedrooms, situated above the ground floor for privacy, are ready for your decorative flavorings. Finished basement serves as guest quarters or an abundance of entertainment space. Attached two-car garage with large driveway for off street parking, along with RV or boat parking. This one checks your "must have" boxes.